This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance
product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances. Annuity contracts may contain terms for keeping them in force. Your financial consultant or advisor can provide you with costs and complete details. TIAA Traditional is a fixed annu